AZL RSS Feed http://www.azls.net http://azls.net/news_detail.php?path=moreinfo Click on the information below the headlines for more information http://azls.net/news_detail.php?path=shpromo Purchase The Secret Handshake Program through our agent secured section and recieve a 20% discount. Simply login to the agent only section and click on the link Secret Handshake for details. http://azls.net/news_detail.php?path=legamerimark Legacy's Amerimark Freedom has the best to offer your clients and you in an annuity. Check it out. . . AmeriMarkSM Freedom Pays Off With BIG Rewards for You and Your Clients! For Clients For You Diversity of FIVE strategiesmdash;including a NEW monthly average index strategy. GA-level commission up to 9%-FULL commission through age 80!?? Ability to transfer funds from the Guaranteed One-Year Strategy to the index strategies at any time* to respond to changing market conditions. Sales toolsmdash;including Reality Zonecopy; and Income Freedom RiderSM calculators. Up to 10% surrender charge-free withdrawals, or MRDs, and the convenience of "checkbook" access.** Attainable Producer incentives. Bonus and non-bonus options.? 24/7 access to policyholder and commission information. Surrender schedule as short as seven years. Backing of an A-rated insurance carrier.sect; Optional Income Freedom RiderSM for guaranteed lifetime income. Superior service from Legacy! Find out more about AmeriMarkSM Freedom. Call today! 888-345-4001, or your Wholesaler. AmeriMarkSM Freedom Series fixed FPDAs and Income Freedom RiderSM, issued by OM Financial Life Insurance Company, Baltimore, MD, are distributed by Legacy Marketing Groupreg;. Subject to state availability. Certain restrictions may apply. Refer to contract, Earnings Rate Update, sales guide, and State Approval Matrix for details. Form Nos: AM-PEIAII-0405-0, AM-PEIAII-0405-B, AM-PEIAII-0405-0-1, AM-PEIAII-0405-B-1, et al. Rider Form No: OM GMWB-FA (10-2007). Optional provisions and riders may have limitations, restrictions, and additional charges. * Limitations apply in CA. ** Surrender charges may apply to withdrawals. Withdrawals may be taxable and when made before age 591/2, may result in IRS tax penalties. dagger; 2.5% bonus available on 7-year products or 4% bonus available on 12-year products. dagger;dagger; Refer to Compensation Schedule for details. sect; OM Financial Life Insurance Company is rated A (Excellent) for financial strength by A.M. Best. 3rd highest of 16 ratings. Ratings as of January 16, 2009. For most current rating information, call Marketing at 888-345-4001, or visit www.omfn.com. OM1379F1008_web FOR BROKER USE ONLY. NOT FOR USE WITH CONSUMERS. 08-489 http://azls.net/news_detail.php?path=legacyemail Click here to learn how to use a preapproved email from Legacy to market to your prospective clients! Call Legacy to find out how to get this email ad personalized for you to send to prospects. Happy New Year! 2008 has been characterized by more financial excitement than most of us would like. Fixed annuities can be a great option for clients attempting to stabilize their portfolios, reduce adrenalin rushesand, possibly, regain some of their losses. We hope the e-mail ad below will help start the year off right for you and your clients. All you need to do to have it personalized with your contact information is complete the attached Advertising Approval Form, and e-mail it to adapprovals@legacynet.com. If you think this is too much excitement for one year... Consider a fixed annuity. Fixed annuities aren't flashy. In the past, nobody talked about them at cocktail parties. They were often upstaged by the more exciting mutual funds or stocks. But that was the past. Today, fixed annuities, with their underlying minimum guarantees, are looking more attractive to consumers, and people who own fixed annuities as part of a comprehensive financial plan are breathing a collective sigh of relief. After all, why take all the risk? Call today to learn more. Fixed annuities may not be suitable for all. You should consult a licensed insurance agent regarding your financial objectives and unique situation to help determine if a fixed annuity is right for you. Please make sure that you review thoroughly all marketing materials, specimen contracts, buyer's guides, and forms related to the annuity to ensure that it meets your short- and long-term financial situation and liquidity needs. Withdrawals may be subject to income tax, and a 10% federal income tax penalty may apply to withdrawals before age 591/2. Additionally, certain charges (referred to as surrender charges) may apply if you withdraw more than the penalty-free amount in a year. Fixed annuities guarantee a minimum interest rate on all or a percentage of each contribution over the life of your contract, less any withdrawals and/ or deductions and early surrender charges. Guarantees are based on the claims-paying ability of the insurer. LMG2608F1108 http://azls.net/news_detail.php?path=Leggold Legacy Agents can offer this unique opportunity: PremierMarkreg; SE Series fixed index annuities from Investors Insurance Corporation offer a safe-money solution with an added economic advantage. Economic Advantage Gold Strategymdash;Before paper money, the stock market, or retirement accounts, there was gold! Use the price of gold, instead of a market index, to determine interest credited to your annuity. Allocate up to 25% of your premium into the Gold Strategy as a defense against economic uncertainty! Other strategies also available. Safe-Money Solution Minimum Guaranteesmdash;Your principal is protected from loss, despite market conditions. Investors Insurance Corporationmdash;"A-" A.M. Best financial strength rating* offers added security and peace of mind. PremierMarkreg; SE Series Unlock the possibilities of PremierMarkreg; SE. Call your Customer Relationship Manager today for more information! 888-453-1809 PremierMarkreg; SE Series flexible premium deferred fixed index annuities are issued by Investors Insurance Corporation, Wilmington, DE; products are distributed by Legacy Marketing Groupreg;. Products, features, strategies, and riders may not be available in all jurisdictions. Individual Policy Form Nos: IIC-PEIA-1204-0, IIC-PEIA-0706-B, IIC-PEIA-0508-10B. Group Certificate Form No. (PremierMarkreg; SE Plus 10 only): IIC-GEIA-0508-10B. Strategy Endorsement Form Nos: IIC-1YREND-1204, IIC-SPIAEND-1204, IIC-SPIBEND-1204, IIC-BIEND-0208, IIC-GEND-0208, IIC-SPIDEND-0208. Surrender-charge schedules: PremierMarkreg; SE: 12, 12, 12, 12, 11, 10, 9, 8, 6, 0%; PremierMarkreg; SE Plus: 18, 17, 16, 15, 14, 13, 12, 10, 8, 0%; PremierMarkreg; SE Plus 10: 18, 18, 17, 16, 15, 14, 13, 11, 9, 0%. Guarantees are based on the claims-paying ability of Investors Insurance Corporation. * A- (Excellent) is the fourth highest of 15 ratings from A.M. Best for financial strength. Rating as of January 2009. IC1719F1208_LMG IIC928-1208 http://azls.net/news_detail.php?path=Legltc If you have a client who cannot get LTC this might be an option. Click here for more information http://azls.net/news_detail.php?path=LegEandO February 9, 2009 2009 EO Program Now Available Online LEGACYGRAM! Need-to-know information critical to your business. Errors and Omissions coverage is essential to protect your professional and personal interests. Thatrsquo;s why Legacy requires Producers to have $1million/$1million in coverage and Wholesalers to have $1 million/$2 million in coverage. Visit LegacyNetreg; today for all the materials you need to renew or apply for EO coverage in Legacyrsquo;s 2009-2010 group-sponsored program. From the Legacy Service Center, select ldquo;EO Information" from the "Other Tools" pull-down menu. Exciting updates to our 2009-2010 EO insurance program include: Easy-to-complete, save, and distribute online renewal or enrollment options. Very competitive rates within the EO industry. Group policies and financial planning now included in basic coverage. Coverage for Legacy and other companiesrsquo; products included in one low price (as low as $622). $25,000 minimum production requirement still applies. Strong retroactive coveragemdash;retroactive date is the date of your first continuous EO policy. Insolvency or bankruptcy exclusion does not apply to insurers doing business with Legacy that are rated at least B+ by A.M. Best as of the date the product was sold to the client. Coverage under Legacyrsquo;s 2008-2009 group-sponsored program EXPIRES MARCH1, 2009. Renew or apply for coverage today to avoid any delays! Producers are required to have submitted at least $25,000 in premium with Legacy in 2008 to renew in 2009. Please note: You will need additional coverage and must complete a different application if any of the following apply (contact Sheri Pontolillo at sheri@eopros.com, if you require this application): You desire coverage as a Registered Investment Advisor. Your annual revenue is $999,999 or more. You have a previous loss history. You desire coverage for activities of non-Legacy subagents. Remember, the program covers Wholesalers for claims involving Legacy products, provided the subagent involved has EO coverage of at least $1 million/$1 million for the claim. If you have already enrolled in an EO program, be sure to fax your proof of coverage to Legacy Licensing and Contracting at 800-813-6095. Reminder: Under the Legacy Exclusive Program, Producers who do not purchase annual EO coverage from Legacy or provide proof of coverage from another company will be charged a nonrefundable EO premium of $160 per contract issued. For more information, please contact Kathy Phipps at 866-579-6303, Ext. 1, or kathy@eopros.com. http://azls.net/news_detail.php?path=mygaall Traditional MYGA's are selling fast. People want the security and growth! Are you selling one of the best products on the market? Introducing our newest MYGA, the Allianz DominatorAcirc;reg; Select Annuity For the first time ever, we have created a fixed annuity that offers: Guaranteed interest rate periods of 1, 2 or 3 years A short surrender charge period of 3 years When suitable, the opportunity to move to another annuity, including an Allianz annuity. First-year commissions would apply. Whether clients are looking tobridge their retirement savings or just certainty in uncertain times, the Dominator Select annuity can provide them guarantees today, with choices tomorrow. http://azls.net/news_detail.php?path=allnewnorm WORKSHOP Focus in the new normal workshop March 19, 2010|Minneapolis, MN Focus in the new normal workshop With all the financial events that have taken place over the past two years, a greater responsibility is being placed on Americans to save for their future. These events have changed the way people live their daily lives, and the financial landscape has clearly changed for everyone. People are reassessing and rethinking their approach to saving for retirement. Join us for a new Allianz workshop and discover: middot; The new normal ndash; Myth or reality? middot; Our latest annuity products that can help your clients plan and save for their retirement future middot; An advanced markets presentation: High-Impact Client Reviews Register today: Call 800.950.7372 (press 1 for Sales Support, then 4 for Event Registration) or log on at www.allianzlife.com. Attendees will receive: middot; A voucher good for a FREE online CE course (courses and credits vary) middot; Increasing Income on a Depreciating Asset sales brochure middot; Insuring Risks consumer approved sales idea middot; Plus more In addition to valuable information, you'll receive a WebCE voucher for up to 15 insurance credits. Please join us. Join us in:Minneapolis, MN on March 19, 2010Continental breakfast and check-in:8:30 a.m. - 9:00 a.m.Workshop:9:00 a.m. - noon Register today: Call 800.950.7372 (press 1 for Sales Support, then 4 for Event Registration).Register today Products are issued by:Allianz Life Insurance Company of North America5701 Golden Hills Drive, Minneapolis, MN 55416-1297.800.950.7372www.allianzlife.com CONFIDENTIALITY NOTICE: The information in this email may be confidential and may be legally privileged. It is intended only for the use of the individual(s) named above. If you are the intended recipient, be aware that your use of any confidential or personal information may be restricted by state and federal privacy laws. If you, the reader of this message, are not the intended recipient, you are hereby notified that you should not further disseminate, distribute, or forward this email. If you have received this email in error, please notify the sender and delete the message. Thank you. http://azls.net/news_detail.php?path=LifeSalesWeb Your clients want to know about the "living benefits" of fixed index universal life (FIUL) insurance policies, as well as the reassurance of a death benefit. Learn how FIUL policies can be a valuable part of your clients' retirement income and overall financial strategy and how you can leverage FIUL in your business. Attendees will receive: sales ideas FIUL sales ideas Buy-Sell agent sales idea Fixed Index Universal Life Client-Approved Presentation Tuesday, March 9, 20109:00 a.m. Pacific /12:00 p.m. Eastern Presenter: Justin Jones, Allianz Regional Sales Manager Co-host: Sam Kavitsky, Life Sales President Register Today http://azls.net/news_detail.php?path=AEwebinars http://azls.net/news_detail.php?path=alztaxfree WORKSHOP Tax-free retirement workshop March 17, 2010|8:00 a.m. - 4:30 p.m. Central time A special workshop event with Patrick Kelly We're pleased to bring you a new and compelling workshop with Patrick Kelly (CLU, ChFC), a nationally known speaker and author of the bestselling book, Tax-Free Retirement. Join us at the Allianz home office in Minneapolis for this information-packed event. During this full-day event, you will learn: New marketing techniques to grow your business and increase your revenue How to supplement retirement with tax-free income How your clients can make the most of their retirement dollars You can easily communicate these concepts to your clients to help them understand how life insurance can provide the death benefit protection they need and play a valuable role in their retirement strategy. Register online now. For questions call the Life Case Design Team at 800.950.7372. Join the thousands who have learned from Patrick and have grown their businesses using his insights. For more information on Patrick and his book, go to www.taxfreebook.com. Mark your calendar and join us at the Allianz headquarters: Date: March 17, 2010Time: 8:00 a.m. - 4:30 p.m.Location: Allianz Home Office 5901 Golden Hills driveMinneapolis, MN 55416Register online now. http://azls.net/news_detail.php?path=legstepweb Donrsquo;t strike out by falling into the old habit of just selling product.Implementing solutions to your clientsrsquo; top concerns is the new way to win the game. This webinar series focuses on matching your clientsrsquo; needs with a sales solution. Each presentation will cover tools to help you attract prospects, learn more about each topic, present the solution, and close the sale. Coach your clients on lowering taxes withSmart Tax Planning, and get a base hit. Date: February 23, 2010 Slide into second with the Annuity Advantage,and hit on benefits instead of features. Date: March 16, 2010 Make sure your bases are loaded and your schedule,is full with three Qualified Solutions opportunities. Date: March 23, 2010 Hit a tax-free home run, and clear the baseswith the Roth Revolution. Date: March 30, 2010 Questions? Call your Relationship Manager at 888-452-5789. All calls begin at 9 a.m., Pacific time (noon, Eastern time). Hosted by Bruce Beaty, Legacyrsquo;s Regional VP of Salesmdash;With nearly 15 years of personal sales and sales coaching experience in the financial services industry, Bruce Beaty, MBA, CLU, ChFC, is ready to help you grow your practice and take your game to the next level.